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Professional Liability insurance
Professional Liability insurance covers professional mistakes, errors and omissions
This form of cover is for the true professional.
There is no formalized and regulated profession in the developed world where this form of cover is not mandatory.
If you offer a professional service, things can and sometimes do go wrong. Not intentionally - not on purpose - and then there are those that will bring a claim against you because they have some grudge - or what ever reason they have.
This cover provides you with the peace of mind that if things do go wrong in the execution of your professional duties, you have substantial financial resources behind you to deal with it.